Do all Chase credit cards allow points transfers to travel partners?

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So, you signed up for your first Chase card – a shiny new Chase Freedom Unlimited. You earned a bunch of points and now you want to transfer those points to one of Chase’s many travel partners. Sorry, friend. Your Freedom Unlimited’s not going to get the job done.

While transferring your Chase Ultimate rewards points to travel partners can be one of the most valuable ways to redeem them, you do need to be the holder of at least one of a number of Chase cards in order to take advantage of that benefit.

Who are Chase’s travel partners?

First, let’s make sure you know where your points can go. Currently, Chase lists 9 airline and 4 hotel partners ALL of which transfer on a 1:1 ratio:


  • Aer Lingus
  • British Airways
  • Flying Blue (Air France/KLM)
  • Iberia
  • JetBlue
  • Singapore Airlines
  • Southwest
  • United
  • Virgin Atlantic


  • Hyatt
  • IHG
  • Marriott
  • Ritz-Carlton

(Though Marriott and Ritz-Carlton are part of the same rewards programs, Chase still lists them as separate transfer partners.)

Which Chase cards have the ability to transfer points?

While all of the following cards can earn Ultimate Rewards points, only three can transfer those points to travel partners:

*While the Chase Ink Plus is no longer available for new sign-ups, if you still have one, it allows travel partner transfers.

Which Chase cards DO NOT have the ability to transfer points?

Note that, while these cards cannot transfer points to travel partners on their own, if you have one of the above cards, you can transfer your points to that account, THEN transfer those points to a travel partner.

What if I can’t sign-up for a card that allows point transfers?

There are a number of reasons that signing up for a Chase Sapphire PreferredChase Sapphire Reserve, or Chase Business Ink Preferred may not be feasible. Perhaps you’re ineligible due to Chases’s 5/24 rule (explained here) or you’re not sure you can hit your sign-up bonus spend requirement.

Whatever the reason, there’s still hope if you only have one of the cards that earns Chase Ultimate Rewards points, but isn’t eligible to transfer them. You may be able to product change your existing card up to a card that is eligible to transfer points.

A product change is a conversion of a card into another card that a bank offers without actually closing the account and opening a new one. A product change is usually used to downgrade a card with an annual fee to one with a low or no annual fee since keeping a line of credit open is good for your credit score. However, in this case, you can upgrade the card to get yourself more benefits, like the ability to transfer your points to airlines and hotel partners.

Note that business cards cannot be product changed to personal cards and vice-versa. I will update this page with changes, but always be sure to check Chase’s website for the most official information on travel partners.

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